Welcome to CMG Finance! These Terms of Service ("Terms") govern your use of the CMG Finance Google Sheets Add-on ("Service"). By using our Service, you agree to these Terms. Please read them carefully.

1. Acceptance of Terms By installing or using the CMG Finance Add-on, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, you must not use our Service.

2. Description of Service CMG Finance is a Google Sheets Add-on that allows users to pull financial data from SEC filings for over 10,000 companies. The Service provides access to specific financial metrics and data to assist users in their financial analysis.

3. Eligibility You must be at least 18 years old to use the Service. By using the Service, you represent and warrant that you meet this age requirement and that you have the legal capacity to enter into a binding agreement.

4. User Accounts To access certain features of the Service, you may need to create an account. You agree to provide accurate and complete information when creating your account and to update this information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

5. Subscription and Payment Certain features of the Service may require a subscription. By subscribing to these features, you agree to pay the applicable fees. All payments are non-refundable unless otherwise specified.

6. License and Access We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for your personal or business use, subject to these Terms. You agree not to:

• Modify, copy, distribute, or create derivative works of the Service.

• Reverse engineer or attempt to extract the source code of the Service.

• Use the Service for any unlawful purpose or in violation of any applicable laws or regulations.

7. Data and Privacy Your use of the Service is subject to our Privacy Policy, which outlines how we collect, use, and protect your data. By using the Service, you consent to the collection and use of your data as described in our Privacy Policy.

8. Intellectual Property All intellectual property rights in the Service, including but not limited to software, text, graphics, logos, and trademarks, are owned by CMG Finance or its licensors. You agree not to use, reproduce, or distribute any content from the Service without our prior written permission.

9. Termination We reserve the right to suspend or terminate your access to the Service at any time, with or without cause, and with or without notice. Upon termination, your right to use the Service will immediately cease.

10. Disclaimers and Limitation of Liability The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, error-free, or free of viruses or other harmful components. In no event shall CMG Finance be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Service.

11. Indemnification You agree to indemnify, defend, and hold harmless CMG Finance, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your use of the Service or your violation of these Terms.

12. Governing Law These Terms shall be governed by and construed in accordance with the laws of New York, without regard to its conflict of laws principles.

13. Changes to Terms We may update these Terms from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any significant changes by posting the new Terms on our website. Your continued use of the Service after the effective date of the updated Terms constitutes your acceptance of the changes.

14. Contact Us If you have any questions or concerns about these Terms, please contact us.

By using CMG Finance, you agree to these Terms of Service. Please review them periodically for any updates or changes.